ALL used cars still get the NEW car rates!

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Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government




april financial stress slide 80percent


Refinance your vehicle loan from another financial institution and start saving $$$

Get a lower payment and rate when you refinance your car loan from another lender to CPCU. Qualified members also have the option to make NO PAYMENTS FOR 3 MONTHS!  All it takes is a phone call to CPCU...we'll do all the paperwork for you!  2016 and newer vehicles can finance up to 84 months...2010- 2015 vehicles can now finance up to 72 months! *Qualifications apply.  Talk with a loan officer for details.

loan applicationClick HERE for our Online Loan App  This application can be used for all personal loans (real estate loans excluded).




Home Equity Line of Credit- Checks allow easy access to your credit line...use it when you need it. Applications available at the credit union office- please call one of our loan officers for more information.


 Get a rate as low as 3.24%!  You won't find THIS deal at a car dealership!

At CPCU, you'll get our NEW Car rate even when you buy-and finance- a USED car with us! 

Get pre-approved ahead of time - by phone, online or in person - and you'll know your payment amount BEFORE you get to the dealer. 

If you aren't planning to make a large down payment, you may want to consider a G.A.P. policy for your car loan.  GAP Policies purchased from your credit union will save you hundreds of dollars over the dealership cost!

Without a doubt, you'll get the best price for G.A.P. when you finance at your Credit Union.

Extended Warranties can give you peace of mind when you purchase a used vehicle, and your credit union offers plans that are typically HUNDREDS of dollars less than the dealerships!

NOW AVAILABLE...Open Enrollment on our Extended Warranties-even if you don't have a loan on the vehicle!

Extended Warranties are now available on vehicles up to 11 years old, with up to 150,000 miles on them!  Payment for the warranty can be made by credit card, check, or through a special loan offered just for extended warranties.

TruStage: Insurance the credit union way

Insurance protection is part of a solid financial plan. That’s because dependable coverage helps ensure financial relief when you need it most. And along the way, that coverage means you’ll take comfort in knowing you’re protected.

Founded on more than 80 years of working together with credit unions, we make a variety of insurance products and programs available to members like you—and help you protect what matters most.

Welcome to TruStage and insurance the credit union way. To learn more, get quotes or just explore, click here.

© Copyright 2015, TruStage. All Rights Reserved.

TruStage™ insurance products and programs are made available through TruStage Insurance Agency, LLC. Life insurance and AD&D insurance are issued by CMFG Life Insurance Company. Auto and Home Insurance Program are issued by leading insurance companies. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union.


 Fuel Economy information is available free at, the official U.S. government source for information about fuel economy, gas mileage tips, locating the cheapest gas, information about hybrid and electric cars and much more. Get the information you need before you buy your next vehicle.

You may browse the 2019 model year Fuel Economy Guide at the credit union.

When shopping for a new or used vehicle, get pre-approved at your Credit Union first.

Get free new and used vehicle pricing. Call one of our loan officers, or check KelleyBlueBook and NADAguides.

Did you know that your Credit Union also finances boats, motorcycles, and even jet ski's? Give us a call.

GAP Policy

Will Your Insurance Pay Off Your Loan If Your Car Is Totaled?

Why buy GAP?

  • It pays off your remaining loan balance should your automobile be stolen or damaged and is a total loss.
  • It clears your loan balance, allowing you to start fresh with a new vehicle purchase.
  • GAP can be included in your loan

Most people believe that if their vehicle is totaled or stolen, their primary insurance will pay off their loan balance.  Well, they MAY payoff your auto loan, or they may not!

If your vehicle is totaled or stolen, your primary insurance carrier will usually pay only the actual cash value (current market value) of your vehicle, less your deductible.  This amount could be substantially lower than your loan balance.

The final result is a financial GAP where you must pay the difference between your loan balance and your insurance settlement, which could mean thousands of dollars out of your pocket.

GAP  (Guaranteed Auto Protection) coverage eliminates the out-of-pocket expense you would incur to pay off your loan should your vehicle be totaled or stolen.  Your loan will be paid in full, including the portion caused by your deductible, and you can move on to purchase another vehicle.

Additional Benefits Of A GAP Policy From Your Credit Union

1) With our GAP Plus Enhanced Benefit...members are eligible to receive $1,000 towards a replacement vehicle if their car is totalled and they refinance the replacement vehicle within 90 days of the GAP claim being paid.

2) Auto Deductible Reimbursement: For 3 years from date of enrollment, if you suffer a loss during the benefit period which is covered by your Auto Insurance Policy, you may be entitled to reimbursement of the Auto Insurance Policy deductible amount, up to five hundred dollars ($500) per loss, during the coverage period.  To be eligible for reimbursement you must own or lease and insure the covered auto under an auto insurance policy designating you as the named insured.


Enterprise Car Sales

aug2015 landscapeClick here to view inventory.

Great vehicles. Great pricing. Available now!

Get fast, free pre-approval phone, online, or at the credit union.

We finance up to 100% on used cars purchased from Enterprise, including extended warranties.  You'll automatically get a free 12 month powertrain warranty and 12 months of Roadside Assistance with your Enterprise Car Sales vehicle purchase!




Love My CU Rewards


love my cu rewards logo aug 2014

Going The Extra Mile to Save You Money.

As a member of Cleveland Police Credit Union, you can receive the Credit Union Member Discount Price on many services, including Sprint cell phone service, moving services, Turbo Tax and more.

Click here to go to the website.




Mortgage Loans

Your Credit Union Offers First Mortgages At Competitive Rates

Whether you're purchasing your first home, your next home, or refinancing your current home, your Credit Union can help you find the mortgage that's right for you.

Click here to check current rates or to start your application.

If you currently have your 1st Mortgage with Cleveland Police Credit Union, online access to your loan information is available to you.  Go to to access your information anytime, from any computer.  You can also make payments to your mortgage.  Call one of our Loan Officers to get started- you will need your Loan  Number to sign up for online access.
Second Mortgages Also Available

housemoneySave $$$ With A Home Equity Line of Credit From Your Credit Union!

  • Utilize your home's equity
  • Fixed rate with terms up to 20 years.
  • Lend up to 80% of the value of property less total balance of your mortgages.
  • May set up line of credit with our H.E.L.O.C. (Home Equity Line Of Credit). Checks are issued to access this line of credit.
  • H.E.L.O.C. is a variable rate loan with a draw period and a repayment only period.                     

If you're considering whether or not a Home Equity Line of Credit is right for you, call one of our Loan Officers at 216-861-3535 for more information that could help you make your decision.


Student Loans

 Important Changes To The Current Student Loan Program

On Thursday, March 26, 2010, Congress passed reconciliation legislation that would eliminate the Federal Family Education Loan Program (FFELP).  Beginning July 1, 2010 all new federal student loans will be issued via the Direct Lending program through the U.S. Government. Private lenders, such as credit unions, will no longer have a role in originating or funding Federal Stafford, PLUS or Consolidation loans beyond June 30, 2010.

As a FFELP lender, all of our pending disbursements or loans guaranteed prior to June 30, 2010 will be guaranteed, originated and disbursed through the FFEL Program. Furthermore, our outstanding loans with the Federal Student Loan Network will continue to be serviced by our business partner, Great Lakes, beyond the July 1, 2010 Direct Lending effective date.


Copyright © 2019 Cleveland Police Credit Union. All Rights Reserved